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Wallet, Credit & Transaction System

A closed-loop wallet for your platform: verified top-ups, balances, deductions, refunds and statements, with every movement recorded in a ledger. Who it's for: Platforms where customers top up once and pay many times for orders, services or subscriptions. Starting from $160; the final price depends on your scope.

From $160

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What we can help with

  • Verified top-ups through your gateway or mobile money
  • Balance, credits and full transaction history
  • Deductions and refunds to wallet
  • Audited admin adjustments and statements
  • Notifications and optional reseller/agent balances

Questions we are asked

Can users withdraw money or send it to each other?

Not by default. A closed-loop wallet (spend on your platform only) is the safe starting point. Cash-out and transfers can need a financial licence in your country, so check that first.

How do you prevent double spending?

Each deduction runs inside a database transaction with row locking and a unique reference, so two requests can't spend the same balance.

How are top-ups verified?

Credits are added only after your gateway or mobile money provider confirms the payment through its API or webhook, and each reference can credit a wallet once.

Can admins change balances?

Yes, through an adjustment that requires a reason, is logged with the admin's name and time, and appears in the customer's statement.

Is this for crypto?

No. This is a wallet for your own platform's currency or credits. I don't build crypto exchanges, trading or investment platforms.

Start with your requirements

What is your platform, and what do customers spend wallet balance on?

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